Glossary

Simple definitions for common healthcare and insurance terms. Understanding these words can help you feel more confident about your health coverage.

Eligibility

ES: Elegibilidad

Whether you meet the rules to qualify for a program like Medi-Cal. This usually depends on things like your income, where you live, and your household size.

Screening test

ES: Prueba de detección

A medical test done to look for signs of a disease or condition before you have any symptoms. Screening tests help find problems early, when they may be easier to treat.

Diagnosis

ES: Diagnóstico

When a doctor identifies a specific disease or condition you have, usually after running tests and looking at your symptoms.

Premium

ES: Prima

A regular payment (usually monthly) you make to keep your health insurance active. Many Medi-Cal members pay no premium at all.

Primary care

ES: Atención primaria

Your main, everyday healthcare. A primary care provider (PCP) is the doctor or clinic you see first for checkups, common illnesses, and referrals to specialists.

Preventive care

ES: Atención preventiva

Healthcare services designed to prevent illness or catch health problems early. Examples include vaccines, annual checkups, and routine screenings.

Copay (copayment)

ES: Copago

A fixed amount you might pay when you visit a doctor or get a prescription. Many Medi-Cal services have no copay.

Enrollment

ES: Inscripción

The process of signing up for a health coverage program like Medi-Cal.

Beneficiary

ES: Beneficiario

A person who is enrolled in and receives benefits from a health program like Medi-Cal.

Federal Poverty Level (FPL)

ES: Nivel Federal de Pobreza

An income amount set by the federal government each year. It is used to decide if you qualify for programs like Medi-Cal. The amount changes based on your household size.

Referral

ES: Referencia médica

When your primary care doctor sends you to see a specialist or get a specific test. Some health plans require a referral before you can see a specialist.

Specialist

ES: Especialista

A doctor who focuses on a specific area of medicine, like heart health, skin conditions, or children's health.